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Carl Hampton's Articles in Finances

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Foreclosing on Mental Health Social Service Hotlines report a major surge in phone calls from emotionally distraught homeowners The prevalent issue appears to stem from the housing crisis Debt Collection Protection - You Have Rights The Council of Better Business Bureaus says that complaints against debt collectors, after plunging in 2005, are rising again They surged 20% in 2006, and 26% in 2007 Has Sub-prime Had Its Time? The sub-prime crisis has had a rippling effect on the worldwide economy posing critical challenges for Governments, Businesses, and Investors The United States Banks and Trading Houses re-packaged sub-prime debts into attractive-looking securities and/or investment vehicles, which were then picked up in European and Asian markets by Traders and Banks Prescription For Success Fast Forward: 2019; the hospital insurance fund is projected to run out of funds 2041; the Social Security Trust Fund will run dry Low Interest Rate Courage Approximately 2 million homeowners, a majority being in minority neighborhoods, are at risk of losing their homes, either through default or by foreclosure The housing bubble encouraged homeowners to apply for Adjustable Rate Mortgages (ARM’s)

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