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Subprime Mortgage Lending - Expanded Guidance Even in the late 1990s, subprime lending was becoming more and more of a problem The 2001 Expanded Guidance was an expansion of earlier statements about this issue Subprime Mortgage Lending - Regulators Tighten Rules The most recent regulatory report on subprime lending is the Statement on Subprime Mortgage Lending (June 2007) This 31-page document was released by the Federal Reserve and other federal financial regulatory agencies in response to the current out-of-control subprime lending market Subprime Mortgage Lending - What Are Its Effects? Subprime lending is really nothing new It was originally designed to enable people with less-than-sterling FICO scores to purchase homes, cars, and other items for which they couldn't get conventional loans Subprime Mortgage Lending: What’s Good About It? In recent months, the media would lead us to believe that the risks and damages possible in subprime lending have ruined everyone who has chosen this kind of mortgage While there have, indeed, been many catastrophes in this area, not all cases of subprime lending fall into this category Subprime Mortgage Lending: What’s it All About? There’s a lot of talk in the media these days about subprime lending Do you really know what it is

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