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Life Insurance Premiums Likely To Rise As Life Valuation Rates Decline Due to the fact that market interest rates have been declining over a period of about five years now, the maximum valuation interest rate that can be used to calculate statutory reserves for policies of life insurance is probably going to decrease from the current rate of 45 percent for a long term life insurance contract to about 4 percent Orphaned Life Insurance Clients It is obvious to any successful life insurance agency that that orphan leads are important and should not be discounted If someone has purchased a service from you, keeping them happy and current can help both parties involved Single Employer Welfare Benefit Plans For many insurance agents, the single employer welfare benefit plan is complicated and confusing at best The plans are cloudy, and many agents are waiting for the air to be cleared before they begin to introduce this to their clients

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