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Patrick Chong's Articles in Finances

  • The 5 Most Common Travel Insurance Mistakes
    Travel insurance can save you a world of trouble when you are travelling abroad, covering unexpected costs and medical bills when something goes wrong But when it comes to buying travel insurance or trying to make a claim while abroad, there are some very common errors that you see repeated again and again: here are five of the biggest travel insurance mistakes that you can make:

    Only looking at the price when buying…

    There is plenty of good cheap travel insurance out there, providing decent cover at low prices, but you should thoroughly review the small print before you buy
  • What Holiday Insurance Won’t Cover
    People should always read the small print on travel insurance policies It is advice I’ve given many times, but I still hear of people being surprised when their policy doesn’t reimburse them after they make a claim
  • 5 Most Common Travel Insurance Claims
    With the widespread availability of cheap travel insurance, there is no good reason to risk travelling uninsured There are plenty of accidents that can befall the unlucky traveller abroad, and if you have insurance, these accidents will likely be minor inconveniences – if you don’t, they could turn into expensive disasters
  • When You Need Advanced Travel Insurance
    While it would be nice to hear that one cheap holiday insurance package is good for everyone, the truth is that this is far from the case As travel insurance providers are essentially working out the odds of anything going wrong when working out the price of insurance, it stands to reason that a beach holiday in Blackpool will not carry the same level of risks as backpacking through Africa
  • 5 Insurance Scams That Made the Headlines
    There’s a dark side to worldwide travel insurance – the fraud The trouble is, it’s notoriously hard to disprove fraudulent claims – especially in the travel sector and hundreds of people get away with it every year
  • All About Pre Existing Conditions
    So you’re getting global travel insurance, and you’re up to the pre-existing conditions section You’re probably wondering whether you should declare and play it safe, or whether your predisposition to the sniffles is something to be brought to their notice
  • Am I Covered? Travel Insurance and Acts of God
    Cheap annual travel insurance is hugely popular amongst UK holiday goers, allowing them to travel when and where they wish without having to worry about booking travel insurance for every single trip Many people assume that their cheap travel insurance will cover them against every eventuality, but this isn’t the case
  • Unusual Insurance Claims And Policies
    I’ve said it before, and I’ll say it again – working in discount travel insurance you hear of some pretty bizarre policies and claims being made But of course, travel insurance is just scratching the very surface, and in fact other areas of insurance have even more strange insurance policies – and sometimes it’s the companies and not the customers with the odd decisions
  • 5 Situations It Would Pay To Have Travel Insurance
    No one likes to think about the worst when you’re planning a holiday – that’s for the journey back when you’re thinking about the stack of papers that need dealing with on Monday when you’re back in the office

    Sadly, there are hundreds of things which could go wrong when you’re on your travels around the world

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