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Travel Insurance – War and Terrorism Cover For most people, the worst thing that can happen to them on holiday is a missed flight, a stolen wallet, getting sick or having a minor accident If you’ve been smart and bought some cheap travel insurance, you’ll probably be covered for these commonplace holiday mishaps Personal Liability Cover in UK Travel Insurance Policies It’s a nightmare scenario, but one that’s not totally without precedence Imagine you’re abroad and are responsible for a stranger’s injury, or damage some property by mistake The Trouble With ‘Free’ Travel Insurance Increasingly, banks and credit cards are offering a selection of free perks to try and get additional customers There are all kinds of incentives, but the one I hear most about (for obvious reasons) is the free travel insurance Bad Travel Insurance Scams Apparently one in ten British people have committed travel insurance fraud Sure, most will have made exaggerations, rather than having claimed to have been robbed of their million pound winning lottery ticket, but its still a substantial amount of lies Cheap Holiday Insurance – Top Tips For Backpackers If you are going backpacking on your gap year, you’ll naturally want cheap holiday insurance, the cheapest that you can find After all, you want to spend the money you’ve carefully saved up on your adventure abroad and the souvenirs to take back home, not on something dull like travel insurance that you’ll probably never use Pros and Cons of Annual Travel Insurance Everyone is always looking for ways to get cheap travel insurance for their holidays abroad, but many people miss the most obvious way to make big savings – annual travel insurance Buying an annual policy rather than numerous single trip policies is normally much more cost effective and convenient, and it often brings numerous other benefits as well The 5 Most Common Travel Insurance Mistakes Travel insurance can save you a world of trouble when you are travelling abroad, covering unexpected costs and medical bills when something goes wrong But when it comes to buying travel insurance or trying to make a claim while abroad, there are some very common errors that you see repeated again and again: here are five of the biggest travel insurance mistakes that you can make: Only looking at the price when buying… There is plenty of good cheap travel insurance out there, providing decent cover at low prices, but you should thoroughly review the small print before you buy What Holiday Insurance Won’t Cover People should always read the small print on travel insurance policies It is advice I’ve given many times, but I still hear of people being surprised when their policy doesn’t reimburse them after they make a claim 5 Most Common Travel Insurance Claims With the widespread availability of cheap travel insurance, there is no good reason to risk travelling uninsured There are plenty of accidents that can befall the unlucky traveller abroad, and if you have insurance, these accidents will likely be minor inconveniences – if you don’t, they could turn into expensive disasters When You Need Advanced Travel Insurance While it would be nice to hear that one cheap holiday insurance package is good for everyone, the truth is that this is far from the case As travel insurance providers are essentially working out the odds of anything going wrong when working out the price of insurance, it stands to reason that a beach holiday in Blackpool will not carry the same level of risks as backpacking through Africa 5 Insurance Scams That Made the Headlines There’s a dark side to worldwide travel insurance – the fraud The trouble is, it’s notoriously hard to disprove fraudulent claims – especially in the travel sector and hundreds of people get away with it every year All About Pre Existing Conditions So you’re getting global travel insurance, and you’re up to the pre-existing conditions section You’re probably wondering whether you should declare and play it safe, or whether your predisposition to the sniffles is something to be brought to their notice Am I Covered? Travel Insurance and Acts of God Cheap annual travel insurance is hugely popular amongst UK holiday goers, allowing them to travel when and where they wish without having to worry about booking travel insurance for every single trip Many people assume that their cheap travel insurance will cover them against every eventuality, but this isn’t the case Unusual Insurance Claims And Policies I’ve said it before, and I’ll say it again – working in discount travel insurance you hear of some pretty bizarre policies and claims being made But of course, travel insurance is just scratching the very surface, and in fact other areas of insurance have even more strange insurance policies – and sometimes it’s the companies and not the customers with the odd decisions 5 Situations It Would Pay To Have Travel Insurance No one likes to think about the worst when you’re planning a holiday – that’s for the journey back when you’re thinking about the stack of papers that need dealing with on Monday when you’re back in the office Sadly, there are hundreds of things which could go wrong when you’re on your travels around the world

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